In observance of Presidents' Day, all Lighthouse branches and offices will be closed on Monday, February 16, 2026.

Lighthouse Credit Union

Membership

Become a Lighthouse member
and join us in making a difference

Members make it work

Keeping the lights on is hard work. That’s why Lighthouse Credit Union was built for the essential folks who help our communities thrive.  

Whether it’s designing loans that make homeownership more accessible or supporting meaningful community programs through the Lighthouse Credit Union Foundation, our focus is always on helping you thrive.

And because we’re a local credit union, banking with Lighthouse means strengthening the communities we call home, helping us build a brighter future, together.

Join the credit union built for you. For those who keep the lights on. 

Lighthouse Membership

Becoming a member is easy. There are many ways to join:

Become a member by accepting a complimentary lifetime membership to the Lighthouse Credit Union Foundation

By joining, you can help improve access to affordable housing, eliminate food insecurity, and support education initiatives.

Lighthouse will cover the $5 membership cost on your behalf. No additional personal donation is required.

Become a member by accepting a complimentary one-year membership to the Maine Affordable Housing Coalition

By joining, you can help improve access to affordable housing for people across Maine.

Lighthouse will cover the full cost of your one-year membership. No additional personal donation is required.

I have an immediate family member who belongs to Lighthouse Credit Union

I am employed by a business or belong to an association that partners with the credit union. View full list of partner companies.

Getting Started is Easy

Make sure you have the following:

If you’re choosing to fund your accounts via an external transfer, please make sure you have access to the digital banking credentials for your external account. You can also fund using a valid credit or debit card, in which case you’ll need access to your card details to proceed.

Membership Benefits

1 Direct deposit of your payroll, retirement, or pension may be posted to your account up to two days prior to your scheduled pay date. Deposit date is based on when we receive your payroll information. Lighthouse Credit Union does not assume any liability for funds not being deposited early.

Membership means more at Lighthouse

Being a credit union member supports community impact by helping fund local programs through reinvested earnings. 

Affordable Housing

We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

Volunteering

Our employees are given paid time off to volunteer for community programs of their choice.

Local Organizations

We partner with organizations that help to enrich and nourish the lives of our neighbors.

Food Access

We fund programs that help fight food insecurity across our communities.